Costs
Will the cost of membership increase once I've joined?
Subscriptions are reviewed annually in the light of the increase in medical costs. Additionally subscriptions are geared to your age each year.
What currencies can I pay in?
You can pay in sterling, euros or dollars. You may pay by bank transfer from your local bank at the rate of exchange current at the time of transfer.
Is there any benefit to paying annually?
Yes, the cost of membership is reduced by 5%.
Why do you increase subscriptions every year?
Subscriptions are reviewed to ensure we have suffficient funds to pay claims for the forthcoming year. The medical world is developing rapidly with new and sophisticated treatments being introduced constantly. For members this means you have access to a wider range of more effective treatments. However these developments can be costly and this means increased claim costs. For this reason, the increase in medical costs tends to outstrip the normal inflation levels.
I have my own company. Are there any special arrangements for companies?
Special rates are available to companies, and you only need to cover three employees to form a group. There are optional extras which companies can select.
How can I reduce the cost of my subscription?
You can reduce your premium by paying an annual deductible (excess). There are four levels of annual deductible payments; €160, €400, €800 and €1600.
Frequently asked questions
